List View

Regions

Issuer Landscape
Regional Statistics
Interactive Map Demo

Updated: 01 Apr 2022

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SOURCE:
CardinalCommerce Corp., Centinel data intelligence
Q1 Jan Feb Mar 2022

Flags denote impact countries

United States

Adoption Rate

EMV 3DS enabled 88.94
3DS 1.0 enabled 96.89

EMV 3DS Challenge Rate
14.58

Latin America

Adoption Rate

EMV 3DS enabled 97.28
3DS 1.0 enabled 94.56

EMV 3DS Challenge Rate
28.46

Central Europe

Adoption Rate

EMV 3DS enabled 93.95%
3DS 1.0 enabled 98.27

EMV 3DS Challenge Rate
81.3

Europe

Adoption Rate

EMV 3DS enabled 93.39
3DS 1.0 enabled 84.66

EMV 3DS Challenge Rate
36.7

Asia Pacific

Adoption Rate

EMV 3DS enabled 88.27
3DS 1.0 enabled 87.65

EMV 3DS Challenge Rate
78.02

Canada

Adoption Rate

EMV 3DS enabled 93.33
3DS 1.0 enabled 66.67

EMV 3DS Challenge Rate
13.38

France

Adoption Rate

EMV 3DS enabled 96.43
3DS 1.0 enabled 78.95

EMV 3DS Challenge Rate
48.81

Australia

Adoption Rate

EMV 3DS enabled 92.86
3DS 1.0 enabled 92.86

EMV 3DS Challenge Rate
35.43

Mexico

Adoption Rate

EMV 3DS enabled 100
3DS 1.0 enabled 100

EMV 3DS Challenge Rate
53.75

Brazil

Adoption Rate

EMV 3DS enabled 89.47
3DS 1.0 enabled 78.95

EMV 3DS Challenge Rate
38.5

China

Adoption Rate

EMV 3DS enabled 100
3DS 1.0 enabled 16.67

EMV 3DS Challenge Rate
46.98

India

Adoption Rate

EMV 3DS enabled 11.11
3DS 1.0 enabled 94.44

EMV 3DS Challenge Rate
39.22

United Kingdom

Adoption Rate

EMV 3DS enabled 91.89
3DS 1.0 enabled 81.53

EMV 3DS Challenge Rate
19.6

United States

Adoption Rate

EMV 3DS enabled 88.94
3DS 1.0 enabled 96.89

EMV 3DS Challenge Rate
14.56

Germany

Adoption Rate

EMV 3DS enabled 95
3DS 1.0 enabled 100

EMV 3DS Challenge Rate
38.04

Spain

Adoption Rate

EMV 3DS enabled 94.12
3DS 1.0 enabled 88.24

EMV 3DS Challenge Rate
63.38

X

Issuer Landscape by Region Listview

United States

Adoption Rate

EMV 3DS enabled 88.94
3DS 1.0 enabled 96.89

EMV 3DS Challenge Rate
14.56

Latin America & Caribbean

Adoption Rate

EMV 3DS enabled 97.28
3DS 1.0 enabled 94.56

EMV 3DS Challenge Rate
28.46

CEMEA

Adoption Rate

EMV 3DS enabled 93.95
3DS 1.0 enabled 98.27

EMV 3DS Challenge Rate
81.3

Europe

Adoption Rate

EMV 3DS enabled 93.39
3DS 1.0 enabled 84.66

EMV 3DS Challenge Rate
36.7

Asia Pacific (A/P)

Adoption Rate

EMV 3DS enabled 88.27
3DS 1.0 enabled 87.65

EMV 3DS Challenge Rate
78.02

Canada

Adoption Rate

EMV 3DS enabled 93.33
3DS 1.0 enabled 66.67

EMV 3DS Challenge Rate
13.38

Issuer Landscape by Impact Country Listview

Australia

Adoption Rate

EMV 3DS enabled 92.86
3DS 1.0 enabled 92.86

EMV 3DS Challenge Rate
35.43

Brazil

Adoption Rate

EMV 3DS enabled 89.47
3DS 1.0 enabled 78.95

EMV 3DS Challenge Rate
38.5

China

Adoption Rate

EMV 3DS enabled 100
3DS 1.0 enabled 16.67

EMV 3DS Challenge Rate
46.98

France

Adoption Rate

EMV 3DS enabled 96.43
3DS 1.0 enabled 75

EMV 3DS Challenge Rate
48.81

Germany

Adoption Rate

EMV 3DS enabled 95
3DS 1.0 enabled 100

EMV 3DS Challenge Rate
38.04

India

Adoption Rate

EMV 3DS enabled 11.1
3DS 1.0 enabled 94.44

EMV 3DS Challenge Rate
39.22

Mexico

Adoption Rate

EMV 3DS enabled 100
3DS 1.0 enabled 100

EMV 3DS Challenge Rate
53.75

Spain

Adoption Rate

EMV 3DS enabled 94.12
3DS 1.0 enabled 88.24

EMV 3DS Challenge Rate
63.38

United Kingdom

Adoption Rate

EMV 3DS enabled 91.89
3DS 1.0 enabled 81.53

EMV 3DS Challenge Rate
19.6

United States

Adoption Rate

EMV 3DS enabled 88.94
3DS 1.0 enabled 96.89

EMV 3DS Challenge Rate
14.56